April 30, 2008

What To Look For In A Balance Transfer Credit Card

Filed under: Mathematics Center — admin @ 7:21 pm

When shopping for a new balance transfer credit card, take the time to compare a number of credit cards, as the terms and conditions of these offers varies greatly. There are numerous things to consider before you take this step of choosing a new card. Be sure to read the fine print.

First, you need to have a plan on why you’re applying for this new balance transfer credit card. If it’s to consolidate two or three credit card balances from higher interest credit cards to a card offering an introductory 0% APR, there’s more you need to know. Some issuers charge a fee for each balance transfer transaction. This can amount up to 3%, or a flat fee of $35.00 for each transfer. So if you have a number of account balances you want to consolidate, you need to figure this charge in also.

Some financial institutions only offer the 0% APR on the balance transfer amount and not on new purchases. So if you’ve transferred balances to this new credit card, and then you use the credit card for new purchases, when you make a payment it is applied toward the lower APR balance and you’re assessed interest on your new charges. It isn’t until the balance with the lower interest rate is cleared, that your payments are then applied toward the newer charges with the higher interest rate.

Another thing to take into consideration is the balance limit on the new balance transfer credit card. Is it enough to cover those other credit card balances you want to consolidate? If the credit limit isn’t high enough, they won’t transfer the whole amount. In addition, you wouldn’t be able to use the credit card as it would take you over your credit limit. Again, read the fine print. Going over your credit limit would take you out of the terms and conditions of the credit card, thus voiding the special introductory offer. The penalties can be steep.

You also need to know if there is an annual fee for this new balance transfer credit card. If there is a fee, that would have to be taken into consideration when determining any savings you might realize by consolidating your debts into a new balance transfer credit card.

Now, don’t get me wrong, a balance transfer credit card can be a good thing and work to your benefit. With a definite purpose of eliminating some of your debt and then sticking to your plan, a balance transfer credit card with a 0% APR valid for several months, can save you a lot of money in interest payments.

Bradley Carson is the webmaster and editor of Apply Online For A Credit Card. This is a website created to bring concise credit card information and credit card offers from premier financial institutions.

Soap (DVD) Review

Filed under: Movie Reviews + More — admin @ 7:01 am

Nominated for 17 Emmys in its short four-year run, Soap premiered in the Fall of 1977 as one of the most controversial shows in American television history (and all before a single episode ever aired). The show was opposed by many groups who thought its subject matter would be too mature for a prime-time audience. But Soap never overstepped its bounds, and the show became an instant smash hit with its brilliant and satirical spoofs of classic daytime programming. Sporting an all-star cast and talented producers, the show spawned successful spin-off Benson in 1979, a series that launched Robert Guillaume’s career to a whole new level…

The Soap DVD features a number of hilarious episodes including the series premiere in which the audience learns the background of the two differing, yet similar, families. Jessica overhears Chester making plans to meet his mistress just before she meets her own lover, a local tennis pro named Peter. Jessica leaves Peter just before Corinne arrives for a lesson of her own… Meanwhile, the Campbells are beset by a rift between Danny and Burt, and Burt reveals to Mary that his inability to perform in the bedroom is a result of guilt from having killed her first husband… Other notable episodes from Season 1 include Episode 4 in which Jessica and Corrine encounter each other in Peter’s apartment, and Episode 25 in which Charles Lefkowitz (Sorrell Booke of Dukes of Hazzard fame) orders Danny to marry Elaine or else he will kill the entire Campbell family…

Below is a list of episodes included on the Soap (Season 1) DVD:

Episode 1 (Episode 1) Air Date: 09-13-1977
Episode 2 (Episode 2) Air Date: 09-20-1977
Episode 3 (Episode 3) Air Date: 09-27-1977
Episode 4 (Episode 4) Air Date: 10-04-1977
Episode 5 (Episode 5) Air Date: 10-04-1977
Episode 6 (Episode 6) Air Date: 10-25-1977
Episode 7 (Episode 7) Air Date: 11-01-1977
Episode 8 (Episode 8) Air Date: 11-08-1977
Episode 9 (Episode 9) Air Date: 11-15-1977
Episode 10 (Episode 10) Air Date: 11-22-1977
Episode 11 (Episode 11) Air Date: 11-29-1977
Episode 12 (Episode 12) Air Date: 12-06-1977
Episode 13 (Episode 13) Air Date: 12-13-1977
Episode 14 (Episode 14) Air Date: 12-27-1977
Episode 15 (Episode 15) Air Date: 01-03-1978
Episode 16 (Episode 16) Air Date: 01-10-1978
Episode 17 (Episode 17) Air Date: 01-17-1978
Episode 18 (Episode 18) Air Date: 01-24-1978
Episode 19 (Episode 19) Air Date: 02-07-1978
Episode 20 (Episode 20) Air Date: 02-14-1978
Episode 21 (Episode 21) Air Date: 02-21-1978
Episode 22 (Episode 22) Air Date: 02-28-1978
Episode 23 (Episode 23) Air Date: 03-14-1978
Episode 24 (Episode 24) Air Date: 03-21-1978
Episode 25 (Episode 25) Air Date: 03-28-1978

About the Author

Britt Gillette is author of The DVD Report, a blog where you can find more reviews like this one of the Soap (DVD).

Recipe: Warming Autumn Soup

Filed under: Eating + Drinking — admin @ 6:48 am

Recipe: Warming Autumn Soup

1/2 pumpkin, cubed
1 carrot, sliced
2 sticks celery
(celeriac), sliced
1 onion, chopped
1 potato,
chopped
4 cloves garlic (minced)
salt
freshly
ground black pepper
2 tbsp olive oil
2 tbsp fresh
coriander or chives, chopped
1 litre vegetable stock (2
pints)

Heat the olive oil in a saucepan and fry the pumpkin, carrot,
celery, onion and potato for 3-4 minutes. Add the garlic and fry
for another 2 minutes. Add the stock, bring to the boil and
simmer for 30 minutes or until vegetables are tender. Season to
taste. Transer to a blender or food processor and process until
smooth. Serve with freshly chopped coriander or chives.

Serving Tip: Serve the soup on Halloween - 31st October.
The vegetables can be altered depending on the ingredients
available. This soup is an ideal way of using up left over
vegetables. For example, the celery could be replaced by one
leek.

Pumpkin and Butternut Squash - The pumpkin is a variety
of squash and is cooked in the same way as butternut squash. To
prepare; cut in half, scoop out the seeds, peel or scoop out the
flesh. Cut into cubes and boil, braise or roast in the oven with
a little olive oil sprinkled on top. If the butternut squash is
not too big, simply cut it in half and place in a preheated
oven, 450F, skin side up and bake for 1 hour.

Pumpkins are often associated with Halloween. The are hollowed
out and cut to resemble faces. A candle is placed inside to
light them up and they are then used as decorations or for trick
or treating.

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getarian Recipes Collection for lots more recipes.

Spa - For Relaxation and Rejuvenation

Filed under: Make Me Beautiful — admin @ 6:08 am

It is really a task to find out the type of spa that wholly suits you. You must firstly determine a target and know about your expectations. There are different types of spas available depending upon your needs such as relaxation, rejuvenation or conditioning etc.

There are four distinct spas that are available and they are the following:

1. Fitness: they are designed for the people who want to relax. Therefore activities such as aerobics and outdoor sports take place here. The people who are more playful are bound to enjoy this program because they get a chance to learn many new activities.

2. Wellness: the people who have had an eventful medical history are treated here. The people, who conduct tests with the clients, include the licensed health care specialists. Different treatments are administered to the patients. The visitors here are usually the persons who are recovering from the operations or trying to quit smoking or alcohol.

3. Day spa: Visitors here are usually the beauty-conscious people. They come here to beautify themselves and also relax here.

4. Holistic: Most of the folks join this circle to learn more about spirituality. It is a perfectly a center for self-realization. Different meditation techniques are been taught here prevailing from different cultures such as Chinese Tai Chi meditation.

You experience a blissful mood even after staying here for a while and feel withdrawn from the usual monotonous routine. If these activities are induced among the employees they will surely give you fantastic results even beyond employers expectations.

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